Tideway’s fixed income portfolios offer a clear and focused approach to bond investing, providing pure exposure to fixed income securities without the inclusion of equities or alternative assets. This structure means returns are driven primarily by contractual income, helping to deliver a more predictable and reliable return profile.
Key Characteristics
- Income-led returns: Generated largely from contractual bond payments
Interest rate sensitivity: Falling rates typically support prices; rising rates can create headwinds
Credit risk considerations: Higher-yield bonds can enhance returns but carry greater risk in weaker economic conditions
Potential for volatility: Bond markets can experience short-term declines during sharp rate movements (as seen in 2022)
Key Benefits
Tideway’s active management approach focuses on balancing credit and interest-rate risks, while identifying inefficiencies in credit markets. By capturing “carry and roll” opportunities, the portfolios aim to generate capital gains alongside income.
Importantly, the income-driven nature of fixed income can support relatively quick recoveries following market stress. After the significant bond market decline in 2022, Tideway’s fixed income portfolios recovered their value in approximately two years, demonstrating the resilience of the asset class when actively managed.
Information on Risk
Investing can help your money grow over the long term, but it involves taking some risk.
Historically, investing over longer periods (such as five years or more) has helped many people grow their money and keep pace with inflation, but returns are not guaranteed. The level of risk – and the ups and downs you may experience – will depend on how your money is invested.
Unlike cash savings, the value of investments can go up and down over time. This means that when you invest, there is a chance you could get back less than you put in, particularly over shorter periods or if you need access to your money at an unfavourable time.
Explore our three fixed income portfolios below.
FIXED INCOME
Cash Plus
Designed to deliver a cash plus return for short term liquidity or to dampen volatility when used with other portfolios. Higher rate taxpayers without tax wrapping should consider Tideway’s Gilts service.
Aims only to retain real value after all fees and therefore likely not suitable as a long-term investment portfolio.
Tap the row labels in the table below to see a description of each item.
Cash Plus Fixed Income Portfolio At A Glance
0%
100%
1
4-5%
FIXED INCOME
Diversified
This portfolio is designed to deliver returns above inflation, after fees, for lower risk investors seeking predominantly income, ideally using tax efficient wrappers such as ISAs, SIPPs, or Offshore Bonds. It focuses on capital stability and steady income generation.
The Diversified portfolio invests across government bonds, investment grade credit, and select higher yielding bonds to provide diversification and resilience across different market conditions. While the portfolio aims to manage risk effectively, it will retain some interest rate sensitivity inherent in fixed income investing.
Tap the row labels in the table below to see a description of each item.
Diversified Fixed Income Portfolio At A Glance
0%
30%
2
5-6%
FIXED INCOME
Higher Yield
This portfolio is designed to deliver high levels of income alongside the potential for capital growth by investing primarily in higher yielding corporate bonds, both investment grade and high yield. Through active management and selective credit exposure, it aims to generate equity like returns with greater predictability over shorter time horizons.
Suitable for investors with a medium or higher risk appetite, ideally using tax efficient wrappers such as ISAs, SIPPs, or Offshore Bonds. The portfolio focuses on capturing elevated yields and credit driven opportunities while managing the associated risks through disciplined credit selection.
Tap the row labels in the table below to see a description of each item.
Diversified Fixed Income Portfolio At A Glance
0%
0%
3
6-7%
Get in touch
If you would like to discuss any of our portfolios more in depth or assess their suitability for your needs, please do get in touch.
Give us a call on 020 3143 6100 to get started. Alternatively, fill out the form below and one of our expert wealth managers will be in touch shortly.
Tideway's Other Portfolios
Tideway offers a wide range of carefully crafted portfolios to suit all needs and risk levels. Click the button below to learn more about these portfolios and how they are are constructed.