Investing in shares isn’t the only way to earn inflation beating returns. Tideway’s multi-asset portfolios use global equities, fixed income, real assets, and alternatives to diversify, stabilise returns, and reduce portfolio volatility.

Different blends form portfolios for different investors. Tailored to capital growth or income, investment timeframes, higher long-term returns or reduced short-term volatility, and liquidity needs beyond natural portfolio income.

  • Diversified by design: Greater diversification increases the long-term resilience of a portfolio and generally lowers risks.

  • Fixed income in portfolios: This helps to increase the income of a portfolio and stabilise returns over the medium term for investors with shorter time horizons.

  • Alternative investments: Reduces portfolio volatility.

  • Smoother, more consistent returns than pure equity strategies, while still offering meaningful returns above inflation to protect and grow funds.
  • Dependable income alongside a strong liquidity discipline for funding withdrawals makes them ideal for those looking for sustainable long-term income.

Investing can help your money grow over the long term, but it involves taking some risk.

Historically, investing over longer periods (such as five years or more) has helped many people grow their money and keep pace with inflation, but returns are not guaranteed. The level of risk – and the ups and downs you may experience – will depend on how your money is invested.

Unlike cash savings, the value of investments can go up and down over time. This means that when you invest, there is a chance you could get back less than you put in, particularly over shorter periods or if you need access to your money at an unfavourable time.

Explore our five multi-asset portfolios below.

MULTI-ASSET PORTFOLIO

Cautious

Less than 35% equities.

For investors with shorter time horizons, looking to reduce overall volatility and increase the certainty of returns over shorter time frames.

Can fund withdrawals of up to 10% p.a. without needing to take capital from longer dated more volatile investments for at least 5 years.

Tap the row labels in the table below to see a description of each item.

Cautious Multi-Asset Portfolio At A Glance

Equities
This line states what % of the portfolio is invested in equities.

<35%

Short Time Horizon
How much of the portfolio is invested in options with shorter time horizons.

35%

Risk Level
This line states the risk level of the portfolio from 1 (lowest) to 5 (highest).

2

Income Generated
This indicates what proportion of your returns come from income versus capital gains (expressed as a range).

3-4%

MULTI-ASSET PORTFOLIO

Balanced

Less than 60% equities.

For investors taking a balanced view of overall volatility whilst also aiming for higher longer-term returns.

Can fund withdrawals of up to 7% p.a. without needing to take capital from longer dated more volatile investments for at least 5 years.

Tap the row labels in the table below to see a description of each item.

Balanced Multi-Asset Portfolio At A Glance

Equities
This line states what % of the portfolio is invested in equities.

<60%

Short Time Horizon
How much of the portfolio is invested in options with shorter time horizons.

20%

Risk Level
This line states the risk level of the portfolio from 1 (lowest) to 5 (highest).

3

Income Generated
This indicates what proportion of your returns come from income versus capital gains (expressed as a range).

3-4%

MULTI-ASSET PORTFOLIO

Growth

Less than 85% equities.

For investors with longer-term investment horizons prioritising above inflation returns over shorter term volatility.

Can fund withdrawals of up to 4% p.a. without needing to take capital from longer dated more volatile investments for at least 5 years.

Tap the row labels in the table below to see a description of each item.

Growth Multi-Asset Portfolio At A Glance

Equities
This line states what % of the portfolio is invested in equities.

<85%

Short Time Horizon
How much of the portfolio is invested in options with shorter time horizons.

10%

Risk Level
This line states the risk level of the portfolio from 1 (lowest) to 5 (highest).

4

Income Generated
This indicates what proportion of your returns come from income versus capital gains (expressed as a range).

2-3%

MULTI-ASSET PORTFOLIO

High Yield

For investors with longer term investment horizons prioritising above inflation returns over shorter term volatility.

Can fund withdrawals of up to 3-4% p.a. on an increasing basis year on year without needing to ever access capital. Ideal for those looking to create long term, inflation proofed sustainable income.

Tap the row labels in the table below to see a description of each item.

High Yield Multi-Asset Portfolio At A Glance

Equities
This line states what % of the portfolio is invested in equities.

50%

Short Time Horizon
How much of the portfolio is invested in options with shorter time horizons.

5%

Risk Level
This line states the risk level of the portfolio from 1 (lowest) to 5 (highest).

4

Income Generated
This indicates what proportion of your returns come from income versus capital gains (expressed as a range).

4-5%

MULTI-ASSET PORTFOLIO

Long-Term Growth

For investors with longer term investment horizons prioritising above inflation returns over shorter term volatility, and those who do not need to make any withdrawals from the portfolio for some years to come.

Tap the row labels in the table below to see a description of each item.

Long-Term Growth Multi-Asset Portfolio At A Glance

Equities
This line states what % of the portfolio is invested in equities.

80%

Short Time Horizon
How much of the portfolio is invested in options with shorter time horizons.

0%

Risk Level
This line states the risk level of the portfolio from 1 (lowest) to 5 (highest).

5

Income Generated
This indicates what proportion of your returns come from income versus capital gains (expressed as a range).

2-3%

Get in touch

If you would like to discuss any of our portfolios more in depth or assess their suitability for your needs, please do get in touch. 

Give us a call on 020 3143 6100 to get started. Alternatively, fill out the form below and one of our expert wealth managers will be in touch shortly.

Tideway's Other Portfolios

Tideway offers a wide range of carefully crafted portfolios to suit all needs and risk levels. Click the button below to learn more about these portfolios and how they are are constructed.