Pension planning: annuities back on the table

James Baxter in interview with the Financial Times

What is more, there is little consensus among financial advisers over current value. Some suggest clients buy now before rates fall further, while others point out that rates have risen from an exceptionally low starting point, but are not yet hugely attractive.

Assuming gilt yields are going to normalise at around the long term trend, James Baxter, Tideway Wealth founder, believes “rates actually may improve again as 2024 progresses”.

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