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Sam Ratnage, Senior Advisor

Sam Ratnage

Senior Wealth Manager

Sam joined Tideway in 2015 establishing and building the Wealth Management team in 2016. Sam's work includes providing high quality financial planning and advice to retired and current business executives, entrepreneurs and high net wealth individuals to ensure their financial objectives are achieved for them and their families. Shortly after joining Tideway Sam achieved Chartered Financial Planning status with the Personal Finance Society (PFS) as well as having specialist qualifications in pensions advice and securities dealing.
Sam has worked in Wealth Management industry since 2010 having previously worked for a partnership business dealing with lawyers, accountants and entrepreneurs as well as working for an International Wealth Management Business in Europe and the Middle-East. In his own time Sam is a big sports fan and likes to spend his time winding down on the golf course or walking his dog.
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A selection of insights written by Sam Ratnage

2024 – The Year of the Election

Since I started working in the industry and having open investment discussions with clients and investment professionals each period of time there has always been a theme to the investment...

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Should You Sell Your Buy-to-Let Property? Explore Alternative Investments

What is happening in the Buy-To-Let-Market? Rising interest rates, government regulation and greater tenant rights on top of harsher taxes are some of the reasons why we are seeing landlords...

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Investors nearing or in retirement: Are They Taking Too Much Risk in Drawdown?

Retirement specialists at Tideway Wealth warn investors not to take too much risk when investing drawdown pension accounts. Often an individual’s pension money is deemed irreplaceable capital at the point...

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Looking Long- Term – Why to Stay Invested

The first thing you will notice is that you do have a new author for your market update this week; I am hoping I can prove to be an able...

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How to work out my cash requirements in retirement

My first question would be, how do you visualise your retirement? Do you want the round the world trip, cruises and a nice car, or are you looking forward to...
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When can I access my pension?

The question of when someone can access their pension appears, for the time being, as being one without an answer for a large portion of the UK right now. Currently,...
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Restricted Stock Units: Tideway’s Guide for Tech Employees

Recently we have seen an uptick in enquiries about the pros and cons of being awarded Restricted Stock Units (RSUs)....
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Tideway Wealth Management Limited (TWM) is an appointed representative of Tideway Investment Partners LLP (TIP).
Tideway Investment Partners are authorised and regulated by the Financial Conduct Authority (FRN: 496214).
Tideway Investment Partners LLP is a limited liability partnership incorporated in England and Wales.
Registered address: 107 Leadenhall Street, London, EC3A 4AF, Registered number. OC343430. Tel +44 (0) 20 3143 6100.
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